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We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

Our team of financial professionals can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management 

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s the best approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.


John Massoglia


(248) 353-6570 ext. 217

(248) 352-3612

John and his wife Carlene have been married for over 20 years. They live in Farmington Hills with their daughter, Bailey. In his leisure time John enjoys playing golf and practicing the guitar. He and Carlene also enjoy local concerts...

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Tod Phillips, CLU, ChFC

Chief Compliance Officer

(248) 353-6570

Tod’s 40+ years of industry experience offers a remarkable amount of knowledge and expertise to Massoglia Financial Services. Tod is a system specialist who manages all compliance systems and operations for Massoglia Financial...
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America Group Retirement Strategy Centers is a separate entity from LPL Financial,
and its associates are separate from Massoglia Financial Planning, LLC.